store credit card

www.dudeopia.com

So last July 2 I was buying a swimsuit at kohls and it was pretty busy being the holiday and all. At checkout I was asked if I wanted a Kohls card. I assumed it was the same as a grocery store card that gives you discounts. When she asked for my ss number I should have realized what was going on. I did eventually realize it towards the end of the process but just went with it b/c of the line and I was getting an extra 15% off.

Today was my scheduled payment. I can log onto the site to see my balance among other things but payments can only be made by check or possibly money order. I went to the store to find out the same information except cash is also allowed. I wanted to pay off the card and close it out too but the cash register can't look that information up for some reason. So I just went to the nearest atm, paid the $3 fee, and made a payment delaying the inevitable closing of the card another month.

It occurred to me that they don't accept visa/mastercard debit cards, the same thing as a check payment, because the % that goes to those companies decreases their bottom line that they are making in interest. However, the % paid to visa/mastercard should already be included in the cost of the items sold.

Anyway, thinking about how I got scammed into getting this card, the guaranteed tuition rate, cigarrette, alcohol, and gas taxes which are exorbitant reminded me of the Seinfeld episode where Jerry is at the dealership trying to get a deal from Elaine's bf Putty. They break up and the deal is off, George is getting money from Jerry for the vending machine, Elaine gets a dinner from Jerry to come make up with Putty, and Jerry starts pulling on his hair saying, "Everybody is ripping me off."